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A promise of compensation for specific potential future losses in trade for a periodic cost. Insurance is designed to protect the financial effectively-being of a person, firm or other entity in the case of surprising loss Some types of insurance coverage are required by regulation, whereas others are non-obligatory Agreeing to the phrases of an insurance coverage creates a contract between the insured and the insurer In trade for payments from the insured (known as premiums ), the insurer agrees to pay the policy holder a sum of cash upon the incidence of a particular event.
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JURY TRIAL WAIVER. IF FOR ANY MOTIVE A DISPUTE PROCEEDS IN COURTROOM RELATIVELY THAN BY MEANS OF ARBITRATION, YOU AND VERIZON MEDIAÂ AGREE THAT THERE IS NOT GOING TO BE A JURY TRIAL. YOU AND VERIZON MEDIAÂ UNCONDITIONALLY WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY MOTION, PROCEEDING OR COUNTERCLAIM IN ANY MANNER ARISING OUT OF OR RELATING TO THESE PHRASES. IN THE OCCASION OF LITIGATION, THIS PARAGRAPH MAY BE FILED TO POINT OUT A WRITTEN CONSENT TO A TRIAL BY THE COURT.
The insured receives a contract , known as the insurance coverage , which particulars the conditions and circumstances underneath which the insurer will compensate the insured. The sum of money charged by the insurer to the policyholder for the coverage set forth within the insurance policy known as the premium. If the insured experiences a loss which is potentially coated by the insurance coverage policy, the insured submits a declare to the insurer for processing by a claims adjuster The insurer could hedge its own risk by taking out reinsurance , whereby another insurance coverage company agrees to hold some of the dangers, especially if the first insurer deems the danger too large for it to hold.
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